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Metlife Savings |
MetLife Insurance Company is a renowned insurance company which has been serving all across the globe by catering to the needs of the people. It is catering to the needs of the people by providing the products, services, disability products, insurance services (life, health, auto and more), annuities, pension plans and more. With this company, one can explore the world where financial problems have effective solutions.
The company offers to its customers various investment plans of such nature which ensure effective and substantial savings to them as apparent from the timely reviews and ratings being conducted by various agencies and departments. It sells its products and services at reasonable and cost- efficient prices which are also at the same time competitive, thereby ensuring the availability of money at the time of your need. Auto Insurance Deductible Savings Benefit is one such economical offer which is however, not available in all the countries.
Metlife VisionSavings Eyecare Program
Vision Savings Eye Care Program was initiated to help the people in case of eye-vision problem. The benefits of this program are as follows:
- Choice through a national network of retail providers.
- Instant savings at point of service.
- Mail Order Contact Lens Replacement Program.
- No enrollment or claim forms.
- An easy and cost-effective vision wellness discount.
- Unlimited use for you and your family.
- Laser Vision Correction Program.
- Online access to the program.
Metlife Individual Retirement Accounts
It is one such initiative helping to increase your savings enabling you to plan for a comfortable retirement link or for educational needs. The bank at its centers does not charge any annual maintenance fees on IRA Accounts. Also, these accounts are FDIC insured. Here, the following is the scheme which is applicable:
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| IRA Money Market Account |
| Deposit Amount | APY (as of 11/28/11) |
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| Up to $4,999 | 0.15% |
| $5,000-$9,999 | 0.25% |
| $10,000-$24,999 | 0.65% |
| $25,000+ | 0.75% |
These IRAs are further of various types depending upon the need of the customers. The person can choose the appropriate account form for his savings. Below is the categorization of the IRA:
Coverdell Education Savings Account (CESA): You can withdraw your money tax-free with a Coverdell Education Savings Account. Funds can be used for any purpose namely- public, private or religious school that provides elementary or secondary education, and also in colleges and vocational schools.
Traditional IRA: It can be used to roll over from other IRAs and certain types of employer-sponsored retirement plans. Unlike other IRAs that may be tax-deductible, here your money grows tax-deferred.
Roth IRA: Here, if your funds remain in the Roth IRA for five years and you have reached the age of 59-1/2, the withdrawals may be made tax-free. The contributions are made from your after-tax income.
Metlife High Yield Savings Account
Yet another saving option which helps in yielding high savings to the customers. For balances above $5,000, the HYSA offers you consistently the rates which are competitive and beneficial. The benefits appended to these accounts include the following:
- Free optional ATM card.
- Account is easily accessible by the user- over the phone, or online, or with the optional ATM card. The user has to just log in to his account with his user id and password.
- An account can easily be applied for with as less as $50 amount.
- Online transfer facility is available too.
Metlife Money Market Account
The following is the scheme of MMA which determines the rate of your savings in the light of your deposit amount:
| Deposit Amount | APY* (as of 11/28/11) |
|---|
| Up to $4,999 | 0.15% |
| $5,000-$9,999 | 0.25% |
| $10,000-$24,999 | 0.75% |
| $25,000+ | 0.75% |
The competitive money market rates here help you to get what you look for. The accounts can be have accessed to by the customers very easily. Other benefits include:
- A free ATM card.
- FDIC insurance facility.
- limited cheque-writings priveleges.
- Online Funds Transfer ability.
Metlife Certificate of Deposit
It offers an easy method of making money by earning interest at higher rates. The benefits attached to this account are as follows:
- An opportunity to earn high interest rates with Jumbo Certificates of Deposit for CD deposits of $100,000 or more.
- FDIC insurance.
- It gives the customers a choice of terms varying from 3 to 60 months and that it allows minimum deposits as low as $2,000.
Click on to the link below in order to open any of the aforesaid account:
Website: https://www.metlifebanksecure.com/MetLifeWebClient/customerCreate.do
| To Open an Account (General Enquiry) call MetLife Bank | 1-866-BankMet (1- 866- 226- 5638) |
| For expedited courier service | MetLife Bank, N.A.
334 Madison Ave.
Morristown, NJ 07960 |
Mailing Address
Savings & CD Inquiries:
To send a deposit:
| MetLife Bank, N.A.
P.O. Box 5868
Hicksville, NY 11802 |
| For General Correspondence: | MetLife Bank, N.A.
P.O. Box 1950
Morristown, NJ 07962-1950 |
| For inquiry relating to Deposit Account Applications | 1-866-BankMet (1-866-226-5638) |
Website: http://www.metlife.com/
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